Privacy Policy
At nFaktor, we take your privacy seriously and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and disclose your personal information when you use our website, www.nfaktor.com
Lawful Basis for Processing
Where required by applicable law, nFaktor processes personal information based on one or more lawful grounds, including:
- User consent
- Performance of contractual obligations
- Compliance with legal obligations
- Legitimate business interests
- Protection of vital interests
Information Security
nFaktor maintains commercially reasonable technical, administrative, and organizational safeguards designed to protect personal information against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use.
These measures may include:
- Access controls
- Encryption technologies
- Secure hosting infrastructure
- Network monitoring
- Periodic security reviews
- Role-based access management
Despite these safeguards, no internet transmission or storage system can be guaranteed to be fully secure.
Data Retention and Security
nFaktor retains personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with applicable legal, regulatory, and contractual obligations, resolve disputes, enforce agreements, and support legitimate business operations.
Retention periods may vary depending on:
- Nature and sensitivity of the information
- Applicable legal and regulatory requirements
- Contractual obligations
- Business and operational necessity
- Security, audit, and compliance requirements
nFaktor implements commercially reasonable technical, administrative, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.
Marketing Communications & Opt-Out
Users may opt out of receiving marketing communications from nFaktor at any time by using the unsubscribe link included in our emails or by contacting us directly. Opting out will not affect transactional or service-related communications.
nFaktor may send users newsletters, event invitations, product updates, marketing communications, and other promotional materials where permitted by applicable law.
Users may opt out of receiving marketing communications at any time by:
- Clicking the unsubscribe link included in communications, or
- Contacting us at connect@nfaktor.com
Opting out will not affect transactional, operational, security, or service-related communications.
Data Subject Rights
Users may have certain rights regarding their personal information, subject to applicable data protection laws. These rights may include the right to access, correct, update, restrict, object to processing, request deletion, or request portability of personal information maintained by nFaktor.
Users may exercise these rights by contacting us at connect@nfaktor.com. We may require verification of identity before processing such requests.
Automated Decision-Making
nFaktor does not engage in automated decision-making or profiling activities that produce legal or similarly significant effects on individuals.
Any analytics, personalization, or marketing automation activities conducted by nFaktor are subject to appropriate human oversight and are intended solely to improve user experience and service delivery.
Cookies
nFaktor may use cookies, web beacons, analytics tools, and similar technologies to:
- Improve website functionality
- Analyze website usage
- Personalize the user experience
- Support marketing activities
- Maintain security and performance
Users may manage cookie preferences through their browser settings. Disabling cookies may affect certain website functionalities.
Third-Party Services
Our website and services may integrate with or contain links to third-party platforms, applications, or services. nFaktor is not responsible for the privacy practices, security, or content of such third-party services.
Users are encouraged to review the privacy policies and terms of such third parties before providing personal information.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in legal, technical, or business developments. We may post updates to this Privacy Policy on our website and, where appropriate, notify users of material changes.
Children's Privacy
nFaktor’s website and services are not directed toward children under the age required by applicable law. We do not knowingly collect personal information from children without appropriate parental or legal guardian consent.
Contact Us
If you have any questions or concerns about our Privacy Policy, please contact us at connect@nfaktor.com